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 Credit Facilities - Personal Credit (Perlon)
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PERLON is a consumer credit loan targeted at individuals. The purpose is to finance personal needs, in various categories including travel, family event, furniture etc
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Eligibility |
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Minimum age 21 years; Maximum age 60 years old at the time of the loan last payment.
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Minimum salary of A.D. 20.000.
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One year of permanent employment.
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Salary transfer since at least 1 month.
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Product Characteristics |
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Loan Amount: Between A.D. 150.000 and A.D. 1.500.000
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Loan Length: Between 24 and 60 months.
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- Interest rate of :
- 11% HT(Before Tax) of the amount of the credit for a 4 years duration.
- 12% HT of the amount of the credit for a 5 years duration.
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DBR is 40% of the Net Income
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Simulation |
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Salary |
Interest rate of 11% HT for a loan length of 4 years |
Interest rate of 12% HT for a loan length of 5 years |
Monthly Payment |
Loan Amount |
Monthly Payment |
Loan Amount |
20 000 DA |
8 000 DA |
298 000 DA |
8 000DA |
343 000 DA |
30 000 DA |
12 000 DA |
448 000 DA |
12 000DA |
515 000 DA |
40 000 DA |
16 000 DA |
597 000 DA |
16 000DA |
687 000 DA |
50 000 DA |
20 000 DA |
747 000 DA |
20 000DA |
858 000 DA |
60 000 DA |
24 000 DA |
896 000 DA |
24 000DA |
1 030 000 DA |
70 000 DA |
28 000 DA |
1 046 000 DA |
28 000DA |
1 202 000 DA |
80 000 DA |
32 000 DA |
1 195 000 DA |
32 000DA |
1 374 000 DA |
90 000 DA |
36 000 DA |
1 345 000 DA |
36 000DA |
1 500 000 DA |
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